花椒直播

Stock owned for more than a year with increased value is worthy of donating to Saint Mary.

Suppose you invest $2,500 in shares, and 10 years later, it is worth $5,000. You might owe $750 to Uncle Sam if your tax bracket has a 15 percent capital gains tax rate. If you give USM ownership of the stock, you could claim $5,000 as a charitable contribution on your taxes.

Contact your bank, financial advisor, broker, or transfer agent to deliver by DTC to:

Charles Schwab & Company, Inc.

DTC #: 0164, code 40

For Credit to account: 7227-1257

Client account name: 花椒直播

FBO: 花椒直播

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Communication is important in the gift receipting process since donor information does not always transmit through the DTC wiring system. To ensure proper crediting and your intentions, please notify Director of Advancement Kylie Adams at kylie.adams@stmary.edu or 913-758-6219 and include name of security, number of shares, and the purpose of the gift.

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What about stocks that dropped in value?

If you own stock that has dropped in value below your cost, consider selling this asset first, and donating the proceeds. By selling the asset and then making a gift, you will be able to claim a capital loss deduction on your tax return and also claim an income tax deduction for your charitable gift. Taxpayers can deduct up to $3,000 in capital losses each year. Any remainder can be carried forward and deducted in future years. So, donors can potentially benefit by realizing the loss instead of simply giving the stock where there is no tax benefit.

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Year-End Considerations

Because of their complexity, gifts of stock are best made by Dec. 15.

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Contact a Gift Officer

Kylie Adams

Director of Advancement
Kylie.Adams@stmary.edu
913-758-6219